Answered house phone to hear "This is Account Services calling about your credit card. There is nothing wrong with your account but you may be qualified to get a rate as low as 6.9% ..." At that point I simply hung up as we have a zero balance, which makes the interest zero & don't really need a lower rate.
Received call form this number with "LVR" above it. I did not answer since I didn't recognize the number or tag... they left no message on my voicemail.