Call stating it was regarding my credit card, and I could lower my interest rate.
Definately a scam!!
Man answered and asked if I was calling about lowering my interest rate, ... I said NO, I am calling to ask why you are calling me when I have no Credit Cards!!  
He hung up immediately.  Go figure!
BEWARE FOLKS, ITS A SCAM TO GET YOUR INFORMATION .... ITS CALLED IDENTIY THEFT!!