No. Now use the above links to educate yourself. You will be doing yourself a huge favor, because once you know your rights and how to deal with these cretins, you won 't be apt to become a victim.
They called stating that i had a payday loan and that i owed 400.00 and that i gave pleasantville stae bank that it was to be drawn on. which i have never had a checking at pleasantville state bank. they gave a phony email address stating it belonged to and told me they were taking me to court.
IF you were going to court, a process server would drop in unannounced AND - if you did owe - you would have documents that were MAILED to you.
They are hoping to find someone they can scare into paying whether or not money is actually owed.
I had the same kind of call except they told me I was going to be extradited back to Florida. Never been or lived in Florida. Keep harassing me at work. Filed a complaint with BBB and FCC. They are complete scammers. So stressing. Told HR that they were on there way to arrest me.
The BBB is a toothless organization with no law enforcement posers, and the FCC does not handle debt collector complaints. The proper places to file reports are:
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php