I recieved a call today from this number saying that they are going to send me to court on check fraud and outstanding payments unless make an imm. payment to them today. THey also said would send judgement to me at employment and resident. They said was from EP Processing LLC , however when i looked up this info,it is for small business card processing company ??
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
Received an automated call saying they were from Pre-trial processing they were filing 2 complaints against me with the county clerk. That they were actively pursuing this at my home and place of employment and if i wanted to resolve this matter i had to do it before then by calling their legal department at a number they left and giving my "case number".