Not a scam. They are trying to give you the opportunity to take advantage of the HARP program and refinance your home at a lower rate at no cost. I took advantage of the offer today!
This is a Wells Fargo want-a-be company. They receive loan information from Wells Fargo about your loan. If they are giving you the opprotunity for a HARP loan why is it necessary to call twice a week? We do not qualify for the HARP program but will not leave us alone. Just another big bank scam.