This was a fun call. "Ray Johnson" offered me a loan for $10k without a credit check! Exciting, right? He asked for the last 4 of my SSN (gave him a fake one) and my monthly income after taxes. Of course they wanted money up front. This is hilarious. I feel horrible for the people that actually get taken advantage of, though. When it comes to finances, if it seems too good to be true, it is! BEWARE!