took a few seconds for person on the other end to answer my hello (which I said 3 times) before they answered me. Then they said "hello is this David" and I said yes. They then asked if I would like to renew my subscription to "Playboy", which I replied no. First thing "Playboy" DOES NOT renew subscriptions by calling you. Second thing this is an automated call, computer calls number after number until they get someone on the other end. Rule of thumb, never ever give any financial information out when someone calls you!!!!