Rec'd call mid-afternoon yesterday from Celina indicating she was from card services with Barclay offering opportunity for lifetime reduction of interest rate. She was able to give me several card numbers indicating balances with last payment information along with card type (Visa, Master Card, American Express, etc). She indicated that the only requirement was that a specific balance was necessary on Barclay card to qualify ($3500). After Celina gave me the requirements, she transfered me to Bill Baker. When Bill got on the phone he indicated that the call may be recorded. Bill indicated a one-time fee of $864.00 would insure that the reduction in interest rate would be required. Bill indicated that there would be no out-of-pocket money. Bill indicated this would save a total of $1,600 for the balance. When I asked what the interest rate would be reduced from and what the rate would be he was not able to respond. The more questions that I asked the more Bill became confused. When I refused the offer, his comment was are you sure because you'll never be able to qualify for this offer again. During both conversations I requested their extension numbers and employee identification numbers which both of them gave me. Interesting that while Celina's extension and employee id's were different (extension 226, employee id 446) Bill's were the same (extension 840, employee id 840). I've reported information to all credit card companies that were indicated from their phone call and reported information as stolen. This shows how identities are easily stolen.
Woman called explaining I had a limited time opportunity to get a low interest rate credit card somehow associated with my current credit cards, just press "1" to be connected to an operator or press "2" to be taken off the list. Another obvious illegal telemarketer call. . .
Caller offering to lower my credit card interest and was a last time they would be calling to offer. When I pushed 1 as instructed my call dropped. When I tried to call back all it did was ring.