I didn't get a call, but a letter and I also checked with the bank after receiving a notification that my payment didn't go through. They said not to worry about it after looking at my records. I would not trust these people and double check with the bank before blindly giving them money.
I keep receiving calls from them as well said I had a bad check from 2005 and I said we'll send me proof send me a bill showing this he said well do you still live at such and such and I said yes he said well we have sent several letters and I laughed and said no you haven't and I don't believe you send me something showing this and he laughed and said well we could just take care of this with a credit card or debit card. Then I laughed and said well here's the funny thing I work for the company you are stating I wrote a bad check to hmm go figure and I hung up