a friend of mine used me as a refferance on a payday loan. He has been getting calls from scammers like Officer frank Martin and Morales lawfirm telling him he owes moneies and he is going to be arrested.Now these other scammers are tring to contact me.Please be aware of these numbers and what these scamers are tring to do. They cant collect any money without your permission ..so dont give in...they are only out to scare you and try and make a living off of your earnings. These callers sometimes leave messages and sometimes don't and all have very heavy accents and lie about where they are from.