Missed call; VM said "Hi guys, this is ____, we talked last week about lowering the monthly payments on those credit cards..." DELETE! This is the 2nd or 3rd time in the past 3-4 mos that I have received a call like this. My husband usually receives a similar one in very close proximity.
Red Flags:
#1 "hi guys", this is MY cell phone;
#2 "we talked last week", no we didn't;
#3 "credit cards", don't have any.