Its a scam, these people get your info from a previous payday loan you may have had,, and that you have paid in full and say you still owe the money. they want to talk to your counsel, knowing you wont have one and try to scare you into just settling the matter by paying them. Don't fall for it.
So glad I read these posts, I just got a call yesterday, treating me with huge fines, jail time, and they wouldn't give me any information, starting hanging up on me. Reported to my local pd.and Lawton, Ok pd also.