Who called from 5865540455

called and left  pre-recorded message saying they had information about my credit card and it was important that i call them back, but that there wasn't a problem. caller id said michigan.

Call to cell phone - recorded message saying "We are calling in regard to your current card account . . ."  Same scam with new number.

Spam caller.  Spam calls AUTOMATICALLY-DO-NOT-RING:  On my cell phone, I've installed "Call Blocker Free - Blacklist" by NQ Mobile Security.  It is useful for non-business phones to only accept calls from phone numbers I want, incoming unwanted calls automatically do not ring  (rings on the spam caller end of the call, but not the recipient end and shows in the app instead of the phone call log).  I go to the app>Main screen>Funnel icon>Blocking mode> change it to:  "Accept ONLY FROM WHITELIST and CONTACTS".  Add the phone numbers you wish to receive calls from to your Contacts (keep your Contacts up-to-date as normal) and/or add non-contacts that you wish to receive a call from to the app Whitelist.  With my phone carrier service, I also turn voicemail OFF  so that it doesn't pickup a spam call after its set time to record.

UPDATE:  I'm liking "Call Blocker" by embware better for the same and additional capabilities.  It has the added aility to add a blocked non-spam number chosen from the blocked call log to the unblock-whitelist, with a name so I know the name associated with the phone number. And, it has the added ability to allow one-click-calling a whitelisted-allowed number.  If you want to download it from google play, it has a 'B' on a padlock icon. I change the call setting from "block private number" (hidden callerID) to allow "phonebook only" (only allow incoming calls from Contacts and Whitelist). The latest embware version changed to a 10-second delay to open (demo) but seemingly fully-working version.

just called. I did not answer. No msg was left.

Called and left message to lower my interest rate.   blocked now with app " whoareyou"