Keep getting these calls. I answer and get a pre-recorded message about lowering my interest rates on my credit cards so when I press 1 to get a live person on the line, an indian guy comes on the line an asks how much I owe and I said I don't know, you tell me, you called me and he got really belligerent and started calling me profane names and I said what did you call me because at first I didn't understand what he said with his heavy accent and then he said it again and hung up on me.