Is the FCC so ineffectual that it can't stop these calls. Research shows the FCC fines the companies but then they claim they can't pay and then the fine is reduced. Before you know it they are scamming people again! I say PUT THE SCAMMERS IN JAIL! Even the people making the calls should go to jail if they aren't smart enough to realize they are breaking the law!
I am so sick of these calls. I get at least one call a day from a different spoofed number saying it's my final notice to lower my credit card interest. I know it's a scam, but being unemployed, I can't not answer my phone in case it's a call for an interview. If you dare to press '1' to talk to a representative, and you don't go along with their scam, they hang up on you. I either tell them to get a real job or scream in their ear.