lisa was gonna fix my bad credit. she hung up immediately when I asked her why she thought I had bad credit. callback produced an Indian boiler room giving away valuable gift certificates for the mere sum of 3.95. when I told him what I thought of Indian scammers he hung up . Funny thing about that. Called back twice and got to cuss out 2 more scammers. both calls are SCAMS. drop down menu needs a selection for SCAMMER!