This is a company called Southwest Credit Systems. Google shows this company in Carrolton TX, but this number is a local Phoenix number. If you answer, there is no one on the other end, and they don't leave messages. I learned who they were by calling the number back and getting only a recorded answer. Wasn't able to get much information since it looks like they were calling me in error.
This is a company called Southwest Credit Systems. Google shows this company in Carrolton TX, but this number is a local Phoenix number. If you answer, there is no one on the other end, and they don't leave messages. I learned who they were by calling the number back and getting only a recorded answer. Wasn't able to get much information since it looks like they were calling me in error.
Debt collectors are very well known to spoof numbers. I doubt they will remove your number. Places like this hire people that can't get a job cleaning porta potties since it is to technical for them, and most of them are felons also.
You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows including at least two agencies where you should report their criminal activities.
SOUTHWEST CREDIT SYSTEMS, LP AKA SOUTHWEST CREDIT AKA SWC GROUP, LP AKA SWC SOLUTIONS, LP AKA TRIGON INVESTORS, LLC
Posted in: http://800notes.com/Phone.aspx/1-214-589-6354
http://800notes.com/Phone.aspx/1-800-462-3894
http://800notes.com/Phone.aspx/1-855-871-2839
http://800notes.com/Phone.aspx/1-888-244-2299
http://800notes.com/Phone.aspx/1-844-695-9395/6
http://800notes.com/Phone.aspx/1-651-829-6994
http://800notes.com/Phone.aspx/1-267-519-1278
http://800notes.com/Phone.aspx/1-817-984-4529
http://800notes.com/Phone.aspx/1-844-857-7864
http://800notes.com/Phone.aspx/1-312-508-5998
http://800notes.com/Phone.aspx/1-402-951-9283
http://800notes.com/Phone.aspx/1-877-818-9174
http://800notes.com/Phone.aspx/1-937-999-2652
http://800notes.com/Phone.aspx/1-844-801-3107/2
http://800notes.com/Phone.aspx/1-602-652-2794
Web site lists an address in Texas: http://www.swcgroup.com/
BBB gives them an accredited B rating with 476 complaints and 7 negative reviews: http://www.bbb.org/dallas/business-reviews/co ... rollton-tx-2351
Texas doesn’t give out much information for free, but by using Bizapedia, I was able to determine that they are also registered in Florida. Sunbiz.org has this:
Foreign Limited Partnership SOUTHWEST CREDIT SYSTEMS, L.P.
Filing Information
Document NumberB03000000334 FEI/EIN Number200112204 Date Filed10/06/2003 State TX Status ACTIVE
Principal Address
4120 INTERNATIONAL PARKWAY
SUITE 1100
CARROLLTON, TX 75007
Changed: 01/29/2010
Mailing Address
4120 INTERNATIONAL PARKWAY
SUITE 1100
CARROLLTON, TX 75007
Changed: 01/29/2010
Registered Agent Name & Address C T CORPORATION SYSTEM
1200 SOUTH PINE ISLAND ROAD
PLANTATION, FL 33324
Name Changed: 11/23/2009
Address Changed: 11/23/2009
General Partner Detail Name & Address
Document Number M03000003337
TRIGON INVESTORS, LLC
4120 INTERNATIONAL PARKWAY, SUITE 1100
CARROLLTON, TX 75007
I was then able to ascertain that Trigon is the actual owner/company name: http://start.cortera.com/company/research/l1n3sym3m/trigon-investors-llc/
And from that, Bizapedia lists some of the head criminals at this organization:
http://www.bizapedia.com/tx/TRIGON-INVESTORS-LLC.html
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general