Yes, its a debt collection firm based out of Nashua, NH. The call themselves a "legal mediation firm" but they are just a lowlife debt collector posing as lawyers. They are NOT lawyers, just a skanky debt collection agency. They openly violate every law that defines how they can collect. They usually say they have "legal papers in hand to take me to court and that they sheriff is coming".. Well here's the thing. I did have a credit card debt many years ago for about $1200.00 that went to collection. True story -I had cancer and my husband left me with 2 small kids during my treatments-.I filed and was granted bankruptcy in 2009 and that debt was charged off. This is the only debt that seems to keep getting bought up by different collection agencies over the years and despite me providing them all the legal infor including the bankruptcy file # - each agency just keeps hounding me then sells it as uncollectible/bad/old or whatever to the next agency. This firm has bought it about 5 months ago and calls me up to 10x per day from a block of numbers ranging from 603-417-3037 through 603-417-4053 (all these included- 4039, 4041, 4042. etc). I took the calls originally and gave them all the info saying they bought a bad debt that was cleared not only in bankruptcy but is over 9 years old. After 7 years you legally arent responsible for the debt and it comes off your credit report (unless you have made any type of payment arrangements during that period and signed some papers- if you didnt sign (e signature included) then you are ok.. However even after telling them the situation and them saying they would take me out of the system- they never did. They dont have the authority nor the skillset- they are just scumbags off the street trying to bully people into overpaying on old uncollectible debts. Lot of drug addicts take those jobs as they are low paying and low ethics.. imagine who has your personal info..yikes.. Anyway this company has auto dial and when you call them back they answer but get all indignant that you want them to stop. They get really ticked off when you call them and they hang up on you. Since they dont follow any rules and are this unethical ..i recommend calling them back EVERYTIME you get the auto dial and start talking to them. Turn the tables and inquire about what they do and why... They have to answer in case a legitimate client calls..lol... oh and its 100% illegal for a debt collector to threaten jail time or that a judge will arrest you.. these people are always talking about how they have the criminal paperwork in their hands and a sheriff is coming to get me. I gave them a real address which they already had and I encouraged them to go forward with a court suit. I would love to get them into court but since they are so full of crap and illigitimate, it never happens and my sheriff never comes....
Yes, its a debt collection firm based out of Nashua, NH. The call themselves a "legal mediation firm" but they are just a lowlife debt collector posing as lawyers. They are NOT lawyers, just a skanky debt collection agency. They openly violate every law that defines how they can collect. They usually say they have "legal papers in hand to take me to court and that they sheriff is coming".. Well here's the thing. I did have a credit card debt many years ago for about $1200.00 that went to collection. True story -I had cancer and my husband left me with 2 small kids during my treatments-.I filed and was granted bankruptcy in 2009 and that debt was charged off. This is the only debt that seems to keep getting bought up by different collection agencies over the years and despite me providing them all the legal infor including the bankruptcy file # - each agency just keeps hounding me then sells it as uncollectible/bad/old or whatever to the next agency. This firm has bought it about 5 months ago and calls me up to 10x per day from a block of numbers ranging from 603-417-3037 through 603-417-4053 (all these included- 4039, 4041, 4042. etc). I took the calls originally and gave them all the info saying they bought a bad debt that was cleared not only in bankruptcy but is over 9 years old. After 7 years you legally arent responsible for the debt and it comes off your credit report (unless you have made any type of payment arrangements during that period and signed some papers- if you didnt sign (e signature included) then you are ok.. However even after telling them the situation and them saying they would take me out of the system- they never did. They dont have the authority nor the skillset- they are just scumbags off the street trying to bully people into overpaying on old uncollectible debts. Lot of drug addicts take those jobs as they are low paying and low ethics.. imagine who has your personal info..yikes.. Anyway this company has auto dial and when you call them back they answer but get all indignant that you want them to stop. They get really ticked off when you call them and they hang up on you. Since they dont follow any rules and are this unethical ..i recommend calling them back EVERYTIME you get the auto dial and start talking to them. Turn the tables and inquire about what they do and why... They have to answer in case a legitimate client calls..lol... oh and its 100% illegal for a debt collector to threaten jail time or that a judge will arrest you.. these people are always talking about how they have the criminal paperwork in their hands and a sheriff is coming to get me. I gave them a real address which they already had and I encouraged them to go forward with a court suit. I would love to get them into court but since they are so full of crap and illigitimate, it never happens and my sheriff never comes....