"legit" Well then since you have had dealings with them you should be able to give us the following: Name of the company, physical address, web site, and loan terms.
They also call from 604-757-5808. Not a legitimate company, I called back to get them to stop calling, when I requested. the mans exact words were "Go to Hell [***]"
These guys needs to be handled.
Advance fee loans are illegal period and in some states, so are the payday loans. If they ask for fees, tax's etc and want a green dot or similar card, run, do not walk away!
Prize Offers: You Don’t Have to Pay to Play!
http://www.ftc.gov/bcp/edu/pubs/consumer/telemarketing/tel17.shtm
http://www.consumer.ftc.gov/scam-alerts
http://www.consumer.ftc.gov/articles/0076-telemarketing-scams