kat0149....hell with them don't pay them the key word here is unlicensed...they will not take you to court because they are unlicensed they would be fined thousands and thousands of dollars and your case will be dismiss they are not allowed to log on to your credit report,so bottom line is you got them by the balls...its commendable that you want to pay them back and if and when they allow it you only pay back what you borrowed MINUS ALL INTEREST AND PROCESSING FEES.YOU BORROWED 300.00 YOU PAY BACK 300.00 and let them know you know the law and them being unlicensed to loan monies.
Caller left a voice mail from "Omega Group" I did not talk to her. She claimed that she was the Chief Investigator in charge of Fraud. I owe an unlicensed Pay Day loan company. I want to pay the debt but the collectors refuse to accept anything but the entire balance owed. My state allows payment options. I offered to pay the $300 loan off in payments of $90 biweekly they refused. The pay day loan company was Manhattan Processing. They are very rude and unreasonable on the phone.They even hung up on me when I asked to have a physical address to mail my letter asking for verification of debt. I have been threatened with being taken to court "In the next few days" numerous times over the past few months. I would love to pay this off and stop the calls.
kat0149....hell with them don't pay them the key word here is unlicensed...they will not take you to court because they are unlicensed they would be fined thousands and thousands of dollars and your case will be dismiss they are not allowed to log on to your credit report,so bottom line is you got them by the balls...its commendable that you want to pay them back and if and when they allow it you only pay back what you borrowed MINUS ALL INTEREST AND PROCESSING FEES.YOU BORROWED 300.00 YOU PAY BACK 300.00 and let them know you know the law and them being unlicensed to loan monies.