You need to send them a certified, return receipt debt validation letter (think of it as the best $6.47 you ever invested). You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
REED WHITE AND ASSOCIATES, LLC.
Posted in: http://800notes.com/Phone.aspx/1-404-445-2833/3
http://800notes.com/Phone.aspx/1-718-305-4137
http://800notes.com/Phone.aspx/1-404-600-1224
http://800notes.com/Phone.aspx/1-404-445-2833/4
http://800notes.com/Phone.aspx/1-606-257-4120
Web site with alleged contact info: http://reedwhiteandassociates.com/contact-us.html
BBB page with an F rating and 48 complaints: http://www.bbb.org/atlanta/business-reviews/c ... ers-ga-27496683
Bizapedia has this on them, Georgia’s web site is down right now:
Company Name: REED WHITE AND ASSOCIATES, LLC
File Number: 13388336
Filing State: Georgia (GA)
Filing Status: Active/Owes Current Year Ar
Filing Date: February 19, 2013
Company Age: 3 Years, 4 Months
Registered Agent: Crystal Patterson
2274 Salem Road
Suite 102-224
Conyers, GA 30013
Principal Address: 2274 Salem Road
Suite 102-224
Conyers, GA 30013
Other complaint sites:
http://www.scamcallfighters.com/scam-call-2192938814-Reed-White-and-Associates-scam--Want-me-to-pay-up-or-face-arrest-Threatening-Call-or-Mail-10602.html
http://www.consumeraffairs.com/finance/mycashnow-com.html
http://162.242.175.171/tags/rapid-recovery-so ... -and-associates
Looks like they were sued:
https://www.pacermonitor.com/public/case/6342 ... ates,_LLC_et_al
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
As well as the Georgia AG: http://law.ga.gov/
As well as: http://consumer.georgia.gov/consumer-services
Called twice for someone else on my cell phone. Did not identify company (first flag) Left msg. of another person including DOB(second flag) stating call this office or you'll be served(third flag)......NOT me!
Claimed to be reed white and associates. Claimed I had a payday loan out from 2012 and legal action was being taken against me ( never took out any loan at all in the amount claimed) when I said I have one loan out that payments have never been late on the lady asked me to fax record of it along with the original account number to 404 445 2533. Law says anyone taking legal action is required to send written notification after first call, I have not received anything and have not provided them further info. Oddly enough within 1 hr of this phone call I've had non stop random numbers calling me. Literally 2 to 3 per hr.
No legal action is being taken against you. If you were the subject of a pending civil lawsuit, you'd have received a letter from the attorney for the other party. You'd have a paper trail.
Then, if a case was filed, you'd have received a summons delivered to you by someone licensed to serve process in your locality. You would NOT have first heard about any civil law case from some scammery-scummery debt collector who cold calls you and starts demanding money.
You can check this out yourself by simply going down to the local main civil court and checking the defendants civil list. The court clerks are usually glad to help and are familiar with these kinds of scams.
Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.
If a voice on the telephone claims you owe a debt:
1. Demand the person give you his or her name, company name, and address
2. Demand a debt validation letter by US mail. E-mail no good.
3. Do not pay the collection agent or anyone else a dime until the debt is validated
Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.
If they are bothering you, report them:
http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a violation of the Federal Fair Debt Collection Practices Act.) The same goes for endless telephone harassment
Also contact your local attorney general
If they continue to bother you, and you know you do not owe any money, tell them that you know this is a debt scam and that you are making a complaint to the police for extortion. Once you get a copy of the police report and they call you again , just read out the file number and the name of the PD or Sheriff’s office involved. Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.
You'll probably have to yell at them and talk over them.
You have to get tuff with these people because, being akin to thugs, brute force is (metaphorically speaking), the only thing they understand.
http://reedwhiteandassociates.com/
Reed White and Associates
2274 Salem Road
Suite 106-224
Conyers, GA 30013
Phone:404-445-2833
Fax: 404-445-2822
Toll free:877-283-5481
_______________________________________
BBB:
This Business is not BBB Accredited
Reed White & Associates
(404) 455-2833
2274 Salem Rd SE ste 106-224, Conyers, GA 30013-2097
http://reedwhiteandassociates.com/contact-us.html
BBB® Non-Accredited F Rating
On a scale of A+ to F
- See more at: http://www.bbb.org/atlanta/business-reviews/c ... h.LWCQesKc.dpuf
You need to send them a certified, return receipt debt validation letter (think of it as the best $6.47 you ever invested). You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
REED WHITE AND ASSOCIATES, LLC.
Posted in: http://800notes.com/Phone.aspx/1-404-445-2833/3
http://800notes.com/Phone.aspx/1-718-305-4137
http://800notes.com/Phone.aspx/1-404-600-1224
http://800notes.com/Phone.aspx/1-404-445-2833/4
http://800notes.com/Phone.aspx/1-606-257-4120
Web site with alleged contact info: http://reedwhiteandassociates.com/contact-us.html
BBB page with an F rating and 48 complaints: http://www.bbb.org/atlanta/business-reviews/c ... ers-ga-27496683
Bizapedia has this on them, Georgia’s web site is down right now:
Company Name: REED WHITE AND ASSOCIATES, LLC
File Number: 13388336
Filing State: Georgia (GA)
Filing Status: Active/Owes Current Year Ar
Filing Date: February 19, 2013
Company Age: 3 Years, 4 Months
Registered Agent: Crystal Patterson
2274 Salem Road
Suite 102-224
Conyers, GA 30013
Principal Address: 2274 Salem Road
Suite 102-224
Conyers, GA 30013
Other complaint sites:
http://www.scamcallfighters.com/scam-call-2192938814-Reed-White-and-Associates-scam--Want-me-to-pay-up-or-face-arrest-Threatening-Call-or-Mail-10602.html
http://www.consumeraffairs.com/finance/mycashnow-com.html
http://162.242.175.171/tags/rapid-recovery-so ... -and-associates
Looks like they were sued:
https://www.pacermonitor.com/public/case/6342 ... ates,_LLC_et_al
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
As well as the Georgia AG: http://law.ga.gov/
As well as: http://consumer.georgia.gov/consumer-services