Firstly, don't use your email address as your posting ID! You've now potentially just signed yourself up for any and all sorts of email spam.
With regards to these scamming criminals trying to pass themselves off as debt collectors, don't pay them a dime. If you speak to them again, demand that they mail you validation of the debt, including proof that they are the legal owners of said debt. Educate yourself about the FDCPA. Here is one place to start: http://www.ftc.gov/os/statutes/fdcpajump.shtm. If they refuse to validate the debt, then you don't owe them anything.
If they also have your full SS#, I would recommend putting a fraud alert on your credit files so they don't try to steal your identity.
I just got this call too and the foreign guy on the other end became rude when I said I had never taken a loan out before and claimed the cops would be there to pick me up tomorrow and I would go to jail. Not sure who they are but I told him without proper paper work he couldn't do jack. He also claimed that they needed to speak to my lawyer...For what?? Seriously sounds like a scam! I was shocked and got upset with him and told him I wanted his name and number and he rattled it off so fast I couldn't get it. What they are doing is wrong and should be punishable so how some way...! Anyone have any ideas?
they did the same thing to me insisting i would go to jail if i didn't pay 115 to them today to disregard the loan and or i could take out the loan if i came up with 250 or go to jail. i did get their information i wrote it all down and the address they gave me is in kentucky to the DMV- department of motor vehicles. i called the police. he had me talk to another guy and there is no such law firm listed and the only men with those names in ky are white not middle eastern.
Ok so the samething just happened to me and they said I owed 600.00. They also had my social security number and that kind of scares me. What should I do
Firstly, don't use your email address as your posting ID! You've now potentially just signed yourself up for any and all sorts of email spam.
With regards to these scamming criminals trying to pass themselves off as debt collectors, don't pay them a dime. If you speak to them again, demand that they mail you validation of the debt, including proof that they are the legal owners of said debt. Educate yourself about the FDCPA. Here is one place to start: http://www.ftc.gov/os/statutes/fdcpajump.shtm. If they refuse to validate the debt, then you don't owe them anything.
If they also have your full SS#, I would recommend putting a fraud alert on your credit files so they don't try to steal your identity.