Not everyone racked up student loans with no intent to pay. Some were caugt in the everest scandal. If the credits you worked to earn are useless then so to is the student loans. That's why the dept of education is under fire. Before running your mouth and showcasing your lack of intelligence, it would be prudent to learn a little more of an individual's situation.
Yes, it is Navient aka Sallie Mae. They have sunk to a new low. They apparently hacked my phone so the caller ID that came up from them was my nephew's.