Has called twice in 24 hours, leaves a very strange message of with a recorded overly perky female voice, saying something like, "Congratulations! You've just been accepted for a Payday loan." WTF? Obviously a total scam, I would NEVER apply for such a thing. It scares me that criminals have my phone number. I'm very angry that scammers would work during the Holidays. How dare they??? Hope someone reports them to the authorities.