Hello everyone, my name is Rocco DeLuca i am the Director here at check systems. My job is to help people with outstanding debt, get it resolved. We update credit reports and prevent legal action from being taken. We never say you are going to jail (as per notes above) because that is not true. Due to the nature of the business as to why i am calling each of you, I do understand why your upset. But this is not a scam and we always provide documentation. Please feel free to contact me with any questions or concerns.
Thank you,
Rocco Deluca
Gah, shills are just coming out of the woodwork this week.
It's not up to people here to call you; it's up to your "company" to send proper debt verification. Not over the phone, not e-mailed, not faxed but MAILED. You cannot claim people will go to jail, either. Based on the posts here, that is happening and proper procedures are not. And yanno what, Rocco? I believe them over you.
Well Rocco, you're full of S***! I carry no unpaid debt, have never even applied for a PDL. But I have been a third party to numerous conversations with your people regarding an associate of mine. All of which were logged & recorded. You are deceitful, loud mouthed, smoke-blowing frauds! After numerous demands for a notice of validation, guess what! He, to this day, has received....NOTHING!
So let's just cut to the chase. Supply everyone here with your valid physical address. NOT your P.O. box number. Tell us which states you're licensed in. Give us the name of your Attorneys & their address. You won't supply us with a thing because, to do so, would result in an avalanche of cease & desist letters and more than a couple of Summons.
Rocco, you and your fellow western NY fraud shops are a blight & a laughing-stock in the legitimate debt collection industry. With your types out there it's no wonder that legitimate debt collection firms are all struggling. Thanks to you, and the foreign operators, people have even less respect than ever for debt collectors. Not that authentic collectors ever had much to begin with.
To anyone receiving a call from Check Systems, DEMAND a valid & complete notice of validation be delivered to you by mail. NOT e-mail or fax. As per federal law under the FDCPA. Give them NO information. If they have title to a legitimate debt, they already have your information. Believe NOTHING you're told by Check Systems. If they send you anything by mail (which they won't) VERIFY everything before you pay them a dime.
Everyone needs to familiarize themselves with the FDCPA. It's easy. Just Google it. If Check Systems calls and dances around the law, you'll know it and will have no second thoughts about ignoring them or blocking their calls. If you owe a debt, pay it or make arrangements to do so. To the original creditor if possible. If a third party collector (such as Check Systems) owns title to a debt they'll have no problem with proving it. Legally. If a third party debt collector can't, or won't, abide by the FDCPA he's proven that he is attempting to collect on an invalid, time-barred or purely bogus debt.
An educated consumer is a fraudulent debt collectors worst enemy. Aren't they Rocco?
Skeff Ett Liv!
Gunnar
If you paid a scammer though - that is - someone who did NOT send proof that you owed a debt and that they could collect that debt - a paid in full letter or receipts will not stop the real owner of the debt coming after you. That's why you should ALWAYS demand proof that (a) you actually owe the debt, and (b), the company calling you is legally able to collect the debt from you. Any caller who refuses to mail proof of debt owed to them is owed nothing, per the FDCPA.
Rocco deluca called my workplace insisting that the statue of limitations was coming up on my debt from 2008, and I needed to set up a payment plan, I told him to call me back next week ,lets see what happens now, I'm so happy my gut was telling me this was bs, it's just scary some stranger can reach you at your place of work!!!