Place them on the black list or reject list on your phone. That's exactly what i did on my cell phone. the phone never rings. I hear ya, I'm living week to week and if I HAD the money, then I'd damn well pay them the money. Do I like these phone calls heck no, but I can only do so much.
I received a call from this number earlier. As usual, there was no answer. I called the number back, and got a computerized voice which said "your call is very important. please wait for the next available agent". Approximately 10 seconds later, a human voice said "thank you for calling nco". the call was then terminated. the best available research indicates the number may belong to NCO Financial. Further research indicates that NCO Financial is a debt collection agency which has many complaints files against it because of the way they do business, quite often outside the boundaries of the Fair Debt Collection Practices Act.
First call asked to talk to me then hung up. I called back politely when I saw these posts, I never miss a bill on purpose and wanted to make sure I was squared up. This is indeed a collection company and oh man is she nasty! I had a balance of $26.00 on my credit card that I never got a bill for and she treated me like I was a wanted felon.