you do not have to pay these people anything they only recieve the debts once the orginal debt callector cant do anything with it or it is passed the statue of limitations pretty much it is all profit to them if you pay (these folks are the bottom of the barrel in collections...........
I contacted Trenton Police... we conferenced called "The LAW OFFICE"... the guy at the so called "LAW OFFICE" or collection agency sees MY number on his Caller ID, immediately starts screaming and hollaring my name, telling me to pay my bill, (which BTW I don't have a bill or never had one with their client(s).. someone with a similar name did some 100 dollar payday loan... Trying to explain this to them is impossible... So the Trenton officer interuppted him, identified himself. The bill collector then proceeded to yell at the officer and called him "an IMPOSTER who is a friend of mine doesn't know the law from his [***]..." The police are on their way to the "LAW OFFICE"....
But if you want the harrassment to stop contact your local police and they will contact Trenton Police who are VERY AWARE of this collection agency... But you must contact the authorities of which YOU ARE LOCATED...
I just got a call. I asked what kind of "deal" I can get by paying them and not the Credit Card Company directly. He said he will call the credit card company right now. Then some other guy gets on and said his name. I asked who he was. He said he was the first guys supervisor (right). Asked if I had a pen and paper. I told him no, but to type something up on his pretty law office stationay and mail it to me. He started laughing and then I hung up.