I get calls from them. I keep them on the line asking all sorts of questions at first and act really interested. Then I tell them I need to go downstairs to get the card(s). I tell them I have Master and Visa and owe 7 to 8 grand on each. When they ask for the name (that they should already know) I tell em Hugh Jorgan (some don't catch on right away) and give them fake numbers (that I keep written down in case they ask me to verify them again or read them backward to them. Always start with a 4 for Visa and a 5 for MasterCard. Use fake exp. dates and 3 digit codes just to see how long they'll try to get the correct information. I put them on hold saying that someone is at the front door and interrupt them as often as possible then tell them off or laugh at them. Might as well have some fun. Never give any real information to these crooks.