This is definitely an underhanded debt collector that falsifies information appearing on the caller ID. The caller ID read "TULSA FINANCL O" while a prerecorded call from them said they were "MLR SOLUTIONS" a debt collector. They've been repeatedly calling for a person with medical debt that I evicted from my home last Fall. Apparently they still think he lives with me, but I'm not calling back where they would then get my real name on their caller ID and then probably come and try to scam me over a debt I never owed. The fact that they knowingly falsify their name on the caller ID raises a lot of red flags and these sleezeballs are never to be trusted.
Had not received a call from this number for a while, but appears to be starting back up again. MLR Solutions a debt collector for Paoli Hospital and Main Line Healthcare. Similarly trying to rip me off. I reported them to the PA Attorney General but that does not seem to be getting any traction.
To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.
Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350