These people are all about scare tactics. I called to 'inform' them that they are wasting their time with me, they threaten that they are going to bring this to court with supposed legal issues. Um. the information that they at first told me and I started to doubt myself with was actually outdated to the tune of over 8+ years. Get a clue. You cannot go after people after 7 years, even if it's legit, which this isn't!