This is a direct line for an Andy Dunn VP of People First Recoveries.
I am getting collection calls from this line and violations of multiple FDCPA violations
Here's a copy of a message that I posted a bit ago regarding another phone number associated with People First Recoveries:
If you google People First Recoveries, you'll see many incidents of a company by that name being hauled into court many times for abusive debt practices. If you're having problems with this debt collector, check out these links for help:
Also, here are some consumer reports on this company filed on www.BudHibbs.com:
>>IDT Carmel, Inc/People First Recoveries Sep 26, 2007
Tonight I received my third call from people claiming to be 'IDT Carmel' when asked to identify themselves. They claim to be attempting to collect a $5,000 debt they claim my husband owes. They read intimate details of his credit report to me over the telephone. They then proceeded to tell me he owed this money for an ATV or Motorcycle he stopped paying on in 1999! That is over 11 years ago! My husband has never owned a motorcycle or ATV! They picked the wrong person to mess with. I worked for an attorney for 20 years who did some debt collection (and I have to add here, that he was a very fair man and NEVER engaged in any of the practices I'm seeing here and experiencing). I know my rights under the FDCA. If this debt was ever owed, under MCL 600.5807(8) andMCL 440.2725(1) the statute of limitations ran out 5 years ago! The person on the phone tried to tell me they were going to garnish my husband's wages on 'Monday' and said that the statute of limitations doesn't run out on this debt for another 3 years. I told her if he owed it, in order for the debt to still be collectible, they would have to have a JUDGMENT already! She at first tried to say that they had one and then backtracked and said they would be getting one on Monday.
I scoured the Internet and found this:
<<January 17, 2007 -
NEWARK, N.J. -- January 17, 2007– IDT Carmel, a subsidiary of IDT Capital, today announced the formation of a joint venture with First Financial Portfolio Management. IDT Carmel is a receivables portfolio management and collection company. IDT Capital is a subsidiary of IDT Corporation (NYSE: IDT, IDT.C), a multinational corporation with operations in telecommunications and other industries.
"IDT is a nimble entrepreneurial and opportunity seeking company," said Jim Courter, CEO of IDT. "In the recent past, we saw opportunity and success in the entertainment industry and the Russian broadband and wireless markets. We now see opportunity in the receivables portfolio management business. We've created IDT Carmel to explore this industry."
The joint venture has agreed to purchase 12 monthly forward flow credit card debt portfolios from a major commercial bank beginning this month. The total investment will depend on the size of the portfolios provided by the selling bank.
Since its formation in mid 2005, IDT Carmel has purchased $296 million of face amount of receivables. IDT Carmel's collection operations are currently collecting approximately $255 million in face amount of debt. >>
So, these people have purchased a huge portfolio of very bad debt and they are going to be very aggressive trying to wring any money they can out of debts that are probably all expired due to SoL.
Their address is: IDT Carmel - a/k/a Peoples First Recoveries 2080 Elm Street Minneapolis, MN 55414
Phone calls come in from: (651) 332-5513 but they leave a return number of: (866) 561-5381
These people are dirt.
The Law Offices of Kirk A. Cullimore October 1, 2007
I don't remember if I submitted this guy's name before or not. If I did, my apologies but it bears repeating.
I will try to avoid peripheral information that is not relevant to the facts.
This attorney specializes in collections. His calendar is filled with almost 40 cases per day that he gets to take to a judge to have them all ruled in this attorneys' favor. His favorite trick is to either (1) not send out the summons or (2) send them out LATE. Either way the individual has no chance to appear to plead his or her case and is found in default/contempt of court and a judgment is entered against said individuals. Not to mention a small bench warrant for his or her arrest and the information placed on his or her credit. I am sure that other people have had similar dealings with similarly disgusting tactics from this attorney and many others. To say the least it is very frustrating. There should be an open season on attorneys. No limit.
Anyway, since this has happened to me I am left with a bad taste in my mouth. I have sent this attorney and the OC requests for validation. I have further documented their violations of FDCPA/FCRA. I have also sent the OC a First Set of Interrogatories. If necessary, I will send a Second Set of Interrogatories. This is so the OC's attorney bills will skyrocket and the OC will hopefully settle in lieu of continuing to chase after me. So far I have ran their legal bills up to well over $5000.00 (it will be considerably higher in the very near future) when the alleged original debt was just short of $700.00 I offered to pay the OC the original $700.00 for this to go away. NOPE! (I knew they wouldn't but it was worth a shot.) They want the whole enchilada. So I went out and made my wages, bank accounts and property judgment/lien/garnishment proof so even if they win they won't get anything. Well, today - September 28 - I received yet another summons to appear in court. Soon I will be off to the courthouse to file yet an answer. I am going to include copies of ALL of the correspondences between myself, the OC and the attorney. Hopefully the judge will look at all of this and tell the attorney and the OC to go jump in a lake. (That was the G-rated version of what I hope the judge actually says.) We will see.
This guy is truly a snake but then again so are most attorneys. He has been sued by other attorneys for abuse and violations of FDCPA/FCRA. I am going to research these cases and use them as evidence in my defense.
Remember the name: Kirk A. Cullimore out of Sandy, Utah. License number 3640. There is another guy in his office now who I have not heard of. His name is Derek J. Barclay. License number 9127. Their address is:
644 East Union Square
Sandy, Utah 84070
(801) 571-6611
Oh, I used Bud's cease and desist (I call it "cease exisiting") letter, it was promptly ignored and further contact continued. So I have that in my favor as well. (Nice name for it, but it's a cease communication letter...)
I got some good info and help from debtorboards.com as well. That site has good things to say about Bud Hibbs.
IDT Carmel, Inc/ People First Recoveries Sep 26, 2007
On at least four different occasions within the last 3-4 weeks we have received phone calls from this agency seeking to locate my step son (30 yrs old and hasn't lived with us since he left home for college, years ago). Each time I have informed the caller that he doesn't live here, we have no contact with him and no, I have no idea where he currently resides. Also, I ask that they no longer call our home in their efforts to locate him, as we can be of no help to them. On one occasion a young woman with a British accent got on the line and began berating me for "covering up for him". At one point she told me I was wasting her time with my lies and that she demanded the truth from me "or else" - I have no idea what the or else means. When I asked to speak to her supervisor, she told me she didn't have to do that and wouldn't. When I asked that they no longer call our home, she laughed and said she could honor that request but wouldn't. In my sixty years on this earth I have never been treated with such disrespect as displayed by that young woman in that prolonged phone call. Again yesterday I received a call from the same collection group seeking my step son. Again I went through the litany about no information and then asked for the fourth time that they no longer call our home - by this Accounts Manager, I was informed that they couldn't take my number off their call list until I had provided them another phone number for reaching my step son. When I asked to speak to his supervisor, he informed me he was the supervisor. When I then asked to speak with his boss he told me that wasn't possible. When I asked for identifying information about his employers, ie. name of their company, he gave me IDT Carmel, Inc. I then asked for an address and was given their address of 2080 Elm St. Minneapolis, MN. When I googled that address I found only information about People First Recoveries not IDT Carmel, Inc. How do I get these people to leave us alone?<<
IDT Carmel/People First Recoveries are the same company. They are nothing more than "savanger debt collectors". They buy bad debt for pennies on the dollar and then try to collect the original amount in unethical and illegal ways. Robert Johnson the CEO of the company and someother idiot were bragging about their tacticts on the documentary film "Maxed Out". They claimed to be like pirates pushing people to the edge of the plank just before they jump overboard then pull them back to get what they want out of them. It is a disgrace! I too have filed com[plaints about this company to the Federal Trade Commission and the BBB. Never fear, it won't be long and this company will be out of business!
IDT Carmel is a Jewish company located in Israel well known for FDCPA violations. The major investor in this company is Howard Jonas, of IDT Global of N.J., who provides employees for IDT Carmel, provides office space and services in his Jerusalem offices. Since they function out of Israel they feel no need to abide by the FDCPA.