Automated message said the call was from my credit card company offering a lower rate if I pressed "1". When man came on line, he muffled his voice. I asked him twice what company that he was with, and he muffled his voice and hung up on me. Saw this listed on your article "16 Ways you can be Phone Scammed." Thanks!
Call came on my cell phone. Automated voice said something about if I was interested in lowering my interest rate to 6.9% to press one. I did and hold music went for about a minute and then a guy picked up and asked if I owed more than $4,500 on my credit cards. I asked him what credit card and he said all of them. I asked him which of my card companies he was from and he said none, that credit card companies don't call to people to reduce interest rates. I hung up on him.