Capital One----The usual message is: "Hi, this is Linda. We have some wonderful opportunities at Capital One........" There are also alternative numbers....
1-800-955-6600
805-964-0386
562-483-7846
866-381-0453
714-374-8035
866-929-5306
866-929-5307
909-391-1768
215-977-7223
757-483-4840
951-243-2302
309-827-5401
813-274-1837
631-205-0520

I do owe a bill but job loss has made it hard. Do not mind the calling but once you have an arrangement to pay, no more calls should be made. They call about 6-8 times a day no matter if you have made arrangements or not.