Not everyone who gets behind is a deadbeat. You get cancer and try to keep up with the costs of staying alive. You are the deadbeat for having no compassion. Wait till you are on SSI and get seriously ill.
contact the Better Business Bureau and voice a compliant. I contacted my state (OhIO) attorney General ..who refered compliant to BBB. All happen was they mail the compliant to Comenty. BBB send mail saying they have contacted them and waiting for response. the another mail from BBB Comenity contacted them and will contact me (letter). Comenity apologize yada yada yada it was a "personal business matter" regarding a Marathon card (i do not own one). they will place namen on future do not call. Apologize for any inconvenicne (cough)
Note: before receiving BBB letter. I did answer two of their calls...one from 614 and other from 720. Both caller was foreign accent female asking for my "sister"!. Now sister does not own a Marathon card...though does have debt. does live here and use this house mailing address though does not use this house number.
So, Comenity searches any cross reference public records for phone numbers of person who they are calling and uses that number.