http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a violation of the Federal Fair Debt Collection Practices Act.) The same goes for endless telephone harassment
Also contact your local attorney general
If they continue to bother you, and you know you do not owe any money, tell them that you know this is a debt scam and that you are making a complaint to the police for extortion. Once you get a copy of the police report and they call you again , just read out the file number and the name of the PD or Sheriff’s office involved. Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.
You'll probably have to yell at them and talk over them.
You have to get tuff with these people because, being akin to thugs, brute force is (metaphorically speaking), the only thing they understand.
Called and said I owed an old payday loan from several years ago. I got loud when them and he was going to contact the county people I live in. This is crap
keep getting voicemails saying that i need to return call cause of some court thing, and need to speak to my attorney of an ongoing investigation...wtf
Phone calls, emails & faxes are NOT an official notification of debt. If there was a real case, you would have an unannounced visit from as process server.
Must be a brand new scam. Apparently I am waiving my right to an attorney and they are going to notify the state. Go for it. My attorney has already handled all of my debt and if these pursue it or continue to make threats, I get rich via lawsuit! They left a message so I didn't get the presumed name of the caller.