This number belongs to debt collection agency, transworld systems incorporated. They call and say nothing, instead they wait for you to call you back and hit you with the "THIS CALL IS RECORDED INTENT TO COLLECT DEBT." Yea, bye.
This number belongs to debt collection agency, transworld systems incorporated. They call and say nothing, instead they wait for you to call you back and hit you with the "THIS CALL IS RECORDED INTENT TO COLLECT DEBT." Yea, bye.
You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows including at least two agencies where you should report their criminal activities.
NCO FINANCIAL AKA NCO GROUP AKA EXPERT GLOBAL SOLUTIONS AKA TRANSWORLD NOW EGS FINANCIAL SYSTEMS, INC. AKA TSI
Alternate Business Names:
CRW Financial, Inovision, Marlin Integrated Capital, Medclear, Medclr, N.C.O. Financial Systems, Incorporated, OSI Collections, Transworld
And now they have a new name, wonder why? Maybe they got sued to many times?
My thanks to Slim and Tamianth for their additional input.
NCO-Transworld Systems Phone Numbers.xlsx
I always have to wonder why an allegedly “legitimate” business would need over 25 numbers to call out.
BBB gives them an A+ with 233 complaints (somehow 320 complaints disappeared, wonder how much that cost?) a pattern to the complaints where the response was to simply close the file, and a sanction by the FTC-Seriously?:
http://www.bbb.org/washington-dc-eastern-pa/b ... ham-pa-80002360
http://www.bbb.org/evansville/business-review ... lle-in-11000173
http://www.bbb.org/dayton/business-reviews/co ... aine-oh-5000261
Bloomberg shows their information with the names of the head criminals in this organization: http://www.bloomberg.com/research/stocks/priv ... ivcapId=4326126
Looks like being the head of a criminal organization pays well: http://www.bloomberg.com/research/stocks/priv ... vcapId=35245707
Zoom info: http://www.zoominfo.com/p/John-Schwab/116035401
Some more information on his criminal transactions (insider trading): http://people.equilar.com/bio/john-schwab-jgwpt-holdings/salary/821491
Some other Web sites:
http://www.ftc.gov/enforcement/cases-proceedi ... o-group-inc-nco
http://www.consumeraffairs.com/debt/nco.html
http://www.debtcollectionanswers.com/NCO-Financial.html
http://www.ftc.gov/news-events/press-releases ... tc-charges-will
Here is a copy of the 2013 filing:
http://www.ftc.gov/sites/default/files/docume ... 0709ncocmpt.pdf
And the results ...
Results of FTC Complaint
The penalties that NCO Financial faced as a result of the FTC complaint came in at a steep $3.2 million civil penalty. This became the largest penalty amount ever obtained by the FTC against a third party debt collector. This giant penalty amount also came with an agreement from Expert Global Solutions (NCO Financial) and its subsidiaries to stop harassing consumers and using abusive collection tactics that are against the law. If they violate the FDCPA at any time within 5 years after the complaint was filed (July 8, 2013) each violation will be looked at as a separate violation from those listed in the complaint, and will result in more monetary penalties to be paid by the collection agency.
http://www.castlelaw.net/blog/ftc-brings-char ... ating-fdcpa.cfm
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
As well as the PA AG’s Office: https://www.attorneygeneral.gov/Quick_Links/P ... omplaint_Forms/