Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.
If a voice on the telephone claims you owe a debt:
1. Demand the person give you his or her name, company name, and address
2. Demand a debt validation letter by US mail. E-mail no good.
3. Do not pay the collection agent or anyone else a dime until the debt is validated
Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.
If they are bothering you, report them:
http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a violation of the Federal Fair Debt Collection Practices Act.) The same goes for endless telephone harassment
Note that the US Supreme Court in the Case of HENSON ET AL. v. SANTANDER CONSUMER USA INC., has recently ruled that the provisions of the Federal Fair Debt Collection Practices Act do not apply if the creditor owns the debt in question. As a practical matter this probably won't effect the kinds of scam debt collectors who often show up on 800notes. The scam collectors don't give you any information about themselves so it is impossible to know whether or not they in fact "own" the debt in question. Most do not send debt validation letters and many often say they are collecting for someone else. So, make the complaint anyway if they are bothering you. Let the FTC sort it out.
Also contact your local attorney general
If they continue to bother you, and you know you do not owe any money, tell them that you know this is a debt scam and that you are making a complaint to the police for extortion. Once you get a copy of the police report and they call you again , just read out the file number and the name of the PD or Sheriff’s office involved. Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.
You'll probably have to yell at them and talk over them. Tell 'em no scammy debt collector is going to push you around.
You have to get tuff with these people because, being akin to thugs, brute force is (metaphorically speaking). the only thing they understand.
It's a collection agency called Convergent Outsourcing that specializes in scamming people. They call about non existent debts and offer to settle for a fraction of the cost.
This number keeps calling me at various times during the day and evening. I am a patient person and enjoy treating such idiots to the snarky message on my machine, but enough is enough. I just might answer next time for the heck of it to see if they have a number I can activate to get off their stupid list. And, no, I do not plan to give them any information.
They call at all times asking for my husband but when I press 1 to allow it to go to a live person I'm on hold for awhile before they hang up on me. We've tries calling back - same result, they hang up after keeping us on hold. I would agree with Sharon - this is over nonexistent debt because he doesn't have any outstanding collections.
Resurrecting debts which have been settled/paid. Do not give these folks any money. Got abusive when I pointed out that the credit card had been paid 10 years ago.