Left lengthy robo voice mail. No money owed by me to any school or anyone else for that matter. When called back, robo tells you to wait for next available operator. That's bullcrap.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
The President of Meade and Associates is Mr. Brian Douglas Meade.
Some other interesting information: Meade and Associates were the only debt collection agency to express an interest in pursuing the parents of school aged children, who hadn't fully paid their lunch fees.
http://www.dispatch.com/content/stories/local ... lunch-debt.html
Go get them Brian!!!!!!
Make sure you send Brian a birthday card on March, 2nd, his birthday. He'll be 60 next year!
Although looks like Brian can't be troubled to vote very often. Mainly only the general elections. Tsk-tsk Brian, shirkign your civic duties like that:
http://ohiovoters.info/by_number/OH00165/12290_brian_douglas_meade.html
At least all those years of bugging people for debts is paying off. Looks like Brian has landed a nice house, although pretty much standard, McMansion design:
https://www.google.com/maps/place/3135+Waterf ... 0c4f353!6m1!1e1
In the street view you can see he keeps his garage pretty clean too. Nicely done Brian!
Bought it in 1998 for $220,000, with an estimated mortgage of $1,055 a month. Estimated current value is about $284,000. Some appreciation there, congrats Brian!
http://www.zillow.com/homedetails/3135-Waterf ... /33727335_zpid/