I got this number on my caller ID, so I called them back. There was no automated answering system. It just rang and a lady answered, "Hello?" I told her that the number had been on my caller ID and someone there had tried to call me... She asked for my name, and I told her. She was trying to get me to give her my credit card information and said that I owed $150 to Bank of America from 2005... This is 2015. I just so happen to keep my records in a box in my closet. I got my Bank of America records and found where I paid off a negative balance of $137.97 in 2003. I told her this and she insisted I pay her $150. I asked her why it was $150... debts are hardly ever perfect to the cent like that. She couldn't answer. Then I proceeded to ask her why no one had contacted me in the past ten years over such a debt, and she said she was not authorized to give out those records. She then told me that if I don't pay the $150, it would remain on my credit report. I responded... "Well, let me see... First off, according to TransUnion AND Equifax, I have no derogatories on my report. I monitor all my reports weekly, ma'am. And second... If it had been on my report, it wouldn't be now, because they fall off after seven years! And lastly, I still have my bank receipt from 2004, that states, $137.97 RECEIVED, ACCOUNT CLOSED" She paused for a moment before she continued and told me I need to calmly pay her the $137.97 I asked her why it was suddenly down to the real amount, and she said she meant to say $150... At that point I said, "You need to feed the dogs that are barking in the background, lady, and by the way, how long have you been working for Bank of America?" She hung up, and would not answer when I called back.
This number calls me almost daily and every time I answer there is no one on the other end. I have not called back as I am sure it is a scam operation and don't want to invest my time. I wish I could get my number off of their call list.