Its laughable to hear 50 times in a row "this is your last chance to lower your credit card interest rate"! The caller id phone is in the next room so I don't see the identity with each call before answering... I don't own a cell phone either. The do not call list does not have an impact on stopping them. I've gotten these calls for more than 5 years. It ebbs and flows. I would never respond with private info. at any time whatsoever. I tend to ignore it and delete the call or hang up immediately when no one answers rather than develop ulcers trying to stop them. If it were 7 times a day like someone mentioned here, I'd get another phone number.