Called with computer automated voice, I answered it to see who it was.  Gentlemen on the phone said he was from CAB Asset Management.  He wanted to "confirm my address".  I asked if he had already sent me a letter.  He stated no we needed to confirm your address.  I stated, it was illegal for him to call me without sending me a letter first.  I then said do not call me anymore.  He was saying, no...that is not true..as I was hanging up on him....This is a local number here in West Michigan so that is why I decided to answer it.