I don't know if it's a scam or not as I do have some past debt, but I know I'm not obligated to help anyone who wishes to sue me! So I won't be responding.
left a message to call cindy stokes at 855-229-3457 said they were going to go talk to my neighbors,family and friends due to liability and debt also said they would seize assets etc.
Sounds like it - if you were being sued, you'd have gotten mail from a lawyer's office, and then a visit - unannounced - from the process server. These callers scare people into paying bogus debt. Per the FDCPA, no one should pay any caller unless they MAIL - do not accept email or fax - a debt validation letter showing that you owe a debt and that the caller has the legal right to collect said debt. Refusal to mail the DV letter within five days of their first call is a violation of federal law. More info here:
http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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Also read up on the laws and your rights:
Harassing calls from a debt collector? Here is what you need to know
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
http://www.ftc.gov/os/statutes/fdcpajump.shtm
CFPB Q&A on debt collection practices
http://www.consumerfinance.gov/askcfpb/search ... debt-collection
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection
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Follow the steps in what you need to know. A legitimate debt collector agency should not have a problem with giving you a real business name and address you can google and verify via google street view, BBB etc.
For extortion Scam Operations, file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..
I've been receiving the same call everyday for a few weeks. I haven't called back. Seemed off to me. I know how collection agency work and this didn't seem legit. So anyone know who to report this to?