Callier ID is "Comenity" but 411.com says it is a cell phone in Boston. Caller was slick lady on a repeater, probably to cut off any boiler-room chatter in the background. Caller stated that my wife was behind in a payment to Draper & Damon, a popular retailer that sells nationally (internationally?) by catalog. They wanted $25 as the minimum payment to bring the account current. She wanted bank numbers or debit card numbers. I asked "Credit card?" she said "No, you can't use a credit card to pay a credit card."
BIG RED FLAGS:
1) Phone number did not cross over to a listed number, or even a land line.
2) Stores don't go to banks for collection for an over-30-days minimum-payment situation.
3) Caller asked for payment methods with little or no fraud protection and unlimited potential for cash.
4) Reason for refusal to take credit card was bogus, Draper & Damon isn't a credit card, neither is Comenity (at least we don't have a Comenity credit card).
This all convinced me that this is an identity theft fraud.
Callier ID is "Comenity" but 411.com says it is a cell phone in Boston. Caller was slick lady on a repeater, probably to cut off any boiler-room chatter in the background. Caller stated that my wife was behind in a payment to Draper & Damon, a popular retailer that sells nationally (internationally?) by catalog. They wanted $25 as the minimum payment to bring the account current. She wanted bank numbers or debit card numbers. I asked "Credit card?" she said "No, you can't use a credit card to pay a credit card."
BIG RED FLAGS:
1) Phone number did not cross over to a listed number, or even a land line.
2) Stores don't go to banks for collection for an over-30-days minimum-payment situation.
3) Caller asked for payment methods with little or no fraud protection and unlimited potential for cash.
4) Reason for refusal to take credit card was bogus, Draper & Damon isn't a credit card, neither is Comenity (at least we don't have a Comenity credit card).
This all convinced me that this is an identity theft fraud.