They called me that I was approved for a $5,000 loan and for me to show them I could make a $200 payment by sending my card number and they would deposit $2200 into my account.
This loan company continues calling every hour even after I asked them to stop. They leave messages saying I need to talk to Jim Morgan but when I call to ask to be removed, it's a lady with heavy Indian accent that can't understand me. This is a nuisance & after I asked to be removed because I am not looking for a loan, they call more!!
Modern technology has given telespammers the tools to call you.
Lawbreaking telescammers ignore both the Do Not Call list and any request you might make.
Modern technology can also protect you, if YOU do a few simple things!
The most effective thing to do is to get a call blocking device, service or app.
Then, use it correctly.
Google "call blocker" for more information. There are available apps (some free) for smart phones, and services and devices for landlines. Remember, the Do Not Call List is NOT a call blocker!
If you cannot use or afford such a tool, then click on the "Info" button, below, for alternate options:
Info • Do not answer calls from unknown numbers ... let them go to voicemail or answering service. Telespammers usually hang up after 3 or 4 rings.
• Do NOT return calls from unknown numbers! All that does is verify your phone number, and make it more valuable to more spam groups! And, in some cases, those return calls may cost $20 or more to complete. If the incoming call was important, they would have left a message!
• If you have a "dumb" cell phone, assign the scammer's number to a group named "scam" (or similar). Then, assign a silent ringtone to that group. (This also works for smartphones). The spammer will usually hang up before the phone goes to voicemail.
• Another option, for cell phones: Assign a "silent ringtone" as DEFAULT. Then, assign your favorite ringtones to all known friends / family / business numbers. That way, you will hear rings ONLY from those you wish to contact! You will not hear scammers' rings, even if they change their number! (This is also called "whitelisting", and will cause you to miss calls from non-whitelisted numbers).
If you want to report potential fraudulent or scam calls, here are two pages of links to (mostly government) sites in Canada and the USA were you can report those scams, or learn more about them.
Look here first:
http://800notes.com/arts/I2neMkbUAAo/where-to-report-phone-crime
If the reporting site you wanted is not in the above list, try this one:
http://phonehelp.2truth.com/complaint_sites.html
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Please reply to this post, to let us know you read it, or have taken suitable actions to protect yourself.