So far as I can find out, Whitney Rosen and Associates is a phantom debt scamming operation.
They call from:
504-515-0195
618-224-0113
618-207-4775
704-209-7877,
714-263-8638,
832-241-7077,
and may call from other numbers.
Nothing but baseless threats of prosecution, allegations of phony bond surety claims, threats of service of process. Weak or non-existent claims of debts of some sort or another. Will not provide any written proof of the debt claims. Same old, same old. Will not give you an address but say they are in Chicago.
If you call their numbers, you also get a large call-center in the background.
Personally I think this group is in New York, but I can't prove it.
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Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.
If a voice on the telephone claims you owe a debt:
1. Demand the person give you his or her name, company name, and address
2. Demand a debt validation letter by US mail. E-mail no good.
3. Do not pay the collection agent or anyone else a dime until the debt is validated
Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.
If they are bothering you, report them:
http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a violation of the Federal Fair Debt Collection Practices Act.) The same goes for endless telephone harassment
Also contact your local attorney general
If they continue to bother you, and you know you do not owe any money, tell them that you know this is a debt scam and that you are making a complaint to the police for extortion. Once you get a copy of the police report and they call you again , just read out the file number and the name of the PD or Sheriff’s office involved. Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.
You'll probably have to yell at them and talk over them. Tell 'em no scammy debt collector is going to push you around.
You have to get tuff with these people because, being akin to thugs, brute force is (metaphorically speaking). the only thing they understand.