It's a scam they made me pay $845 using iTunes cards only saying I would be securing my loan that I would get back and then they called wanted another $345 said they was in with Apple iTunes I called Apple ITunes and they said it was a scam they was making a report and they people used the I tunes card quickly which was used in Chinese writing they bought music and movies was never no money used for as they said to get my loan I tried to opt out and get my money back and they said it would be more fees involved and they kept hanging up on me also asked him could he speak with my lawyer and he kept hanging up so when I called back a lady said hey couldn't talk to no lawyers no one but me and she hung up again so please beware and don't deal with this company as they say they are called 5 min loans it's a scam and I asked why couldn't I pay with a debit or credit card they said no only iTunes card