Finally picked this call up on the first ring. Folks claim to be working for American's Benefit Center with an "opportunity" for debt reduction. Targeted for California residents. They had never left a voice mail before - and the line went off on previously answered calls - so there is very little trust that this is a bonafide operation.
These people keep calling my cell phone asking for my husband. They won't leave a message or talk to me about whatever they're calling about. They can't be a legitimate business with practices like that.