they are calling my work #. From 8am to 10am they have called twice. I have not given out my work # to anyone that I do not know. They even called my work on Sunday. They keep calling and I am to believe in the state of Texas when they call on Sundays and multiple times a day it is considered harassment. Foreign accent could not understand what they were saying. Told them that I wanted someone from the US to contact me. Did not tell me who they were.
They called me twice asking me my name which I didn't as told them you called me I'm not giving you my name I asked them in not such nice words, "Who the blip are you" as I don't owe anyone money and my credit is perfect, he hung up. Well I'm persistent and called back, went through same scenario then he asked me about someone named Gus something or other which I haven't a clue of who this is, and proceeded to tell him again in not so nice words remove my telephone number or I will report Midland to FCC. What a bunch of jerks?
When I lost my job when the recession was ramping up big time in 2009, I needed to use my savings to keep my home and keep food on the table. I let 3 credit accounts (2 credit cards and one store account) go belly up. Sorry but that's the risk when they loan money to consumers-and they know that. After the "normal" debt collectors gave up after a year, I didn't hear anything for a couple years. In 2014, Midland Credit picked up these debts (most likely for pennies on the dollar). That's when the B.S. started. All of a sudden I'm getting calls from them from multiple #'s, and other scams too (we're going to arrest you if you don't pay). I never had any of these calls before Midland.
Now, in my state, after 6 years, debt's are no longer enforceable. Occasionally I get a letter from them (in addition to calls from multiple different #'s), and it states right on the debt collection letter (offering a "discount" with an amount more than I originally owed) it say's: "The law states how long you can be sued on a debt and how long a debt can appear on your credit report. Due to the age of this debt, we will not sue you for it or report payment or non-payment of it to a credit bureau".
So they want me to pay EVEN THOUGHT I DON'T HAVE TO AND IT WOULD BE OF NO BENEFIT TO ME IF I DID !
I know what they do is they SELL your info to other scam artist's-it's their way of getting back at you.