You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows including at least two agencies where you should report their criminal activities.
Posted in: http://800notes.com/Phone.aspx/1-303-847-4855#p855815059039105211
http://800notes.com/Phone.aspx/1-303-847-4840
http://800notes.com/Phone.aspx/1-844-746-0437
http://800notes.com/Phone.aspx/1-303-731-4738
http://800notes.com/Phone.aspx/1-804-593-5858
http://800notes.com/Phone.aspx/1-844-326-8133
http://800notes.com/Phone.aspx/1-619-763-1327#p1199499094976037417
Web page with alleged contact info: http://www.freshviewsolutions.com/contact-us
BBB page listing them as an accredited A+ with 8 complaints and 2 negative review: http://www.bbb.org/denver/business-reviews/co ... ver-co-90170519
Note that it also lists a different address than the one on their contact page.
BBB gives Square Two an accredited A+ with 4 complaints (BBB removed 10 complaints so they could keep the A+ rating): http://www.bbb.org/denver/business-reviews/co ... ver-co-21000212
Fresh View solutions is on the on the Colorado AG’s list of collection agencies under Square Two.: http://www.coloradoattorneygeneral.gov/sites/ ... b/CabReport.pdf
Bizapedia lists them as an Ohio corporation: http://www.bizapedia.com/oh/FRESH-VIEW-SOLUTIONS.html
They also seem to be located in Kansas: http://www.zoominfo.com/s/#!search/profile/co ... argetid=profile
Looks like one of the criminals at this organization has a LinkedIn page: https://www.linkedin.com/pub/matt-bailiff/36/93/805
Information on a couple of the other felons that work there: http://www.zoominfo.com/p/Melody-Rangel/-1955934627
http://www.zoominfo.com/p/Sandra-Lotz/-1977473294
Square Two LinkedIn page: https://www.linkedin.com/company/squaretwo-financial?trk=ppro_cprof
Square Two lists offices in Colorado and Kansas: http://www.squaretwofinancial.com/about-us/contact-us/
Looks like Square Two is associated with Cach, LLC a known criminal debt buying organization that tries to steal money from people: http://www.debtcollectionanswers.com/Square-Two-Financial.html
Bloomberg lists the head criminals: http://www.bloomberg.com/research/stocks/private/snapshot.asp?privcapId=26689
Looks like a BS piece on them: https://www.streetinsider.com/Press+Releases/ ... d/11057966.html
Colorado Dept. of State lists several entries:
Trade name Fresh View Solutions
Registrant name SquareTwo Financial Corporation
Status Withdrawn Formation Date 03/03/2014
ID number 20141147496 Form Foreign Corporation
Renewal month n/a Expiration Date n/a
Primary residence or usual place of business street address n/a
Primary residence or usual place of business mailing address n/a
Trade name Fresh View Solutions
Registrant name Square Two Financial Services Corporation
Status Effective Formation Date 04/09/2014
ID number 20141232003 Form Foreign Corporation
Renewal month n/a Expiration Date n/a
Primary residence or usual place of business street address n/a
Primary residence or usual place of business mailing address n/a
Name Square Two Financial Services Corporation
Status Good Standing Formation date 03/29/2005
ID number 20051094790 Form Foreign Corporation
Periodic report month March Jurisdiction Delaware
Term of duration Perpetual
Principal office street address 10865 Grandview Dr, Suite 2000, Overland Park, KS 66210, United States
Principal office mailing address n/a
Registered Agent
Name The Corporation Company
Street address 1675 Broadway, Denver, CO 80202, United States
Mailing address n/a
Name Square Two Financial Services Corporation
Status Good Standing Formation date 03/29/2005
ID number 20051094790 Form Foreign Corporation
Periodic report month March Jurisdiction Delaware
Term of duration Perpetual
Principal office street address 10865 Grandview Dr, Suite 2000, Overland Park, KS 66210, United States
Principal office mailing address n/a
Registered Agent
Name The Corporation Company
Street address 1675 Broadway, Denver, CO 80202, United States
Mailing address n/a
Other complaints:
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... ne/td-p/4038502
http://badfinance.org/review/1343204/squaretw ... debt-collection
Looks like they get sued a lot:
https://www.classaction.org/news/debt-collect ... th-class-action
https://www.pacermonitor.com/public/case/1016 ... _View_Solutions
http://norcalrecord.com/stories/511060231-san ... ction-practices
https://www.cod.uscourts.gov/Documents/Judges/Calendars/2016-02-29/meh.pdf
https://www.plainsite.org/dockets/2nvhvscvm/p ... ony-bank-et-al/
https://dockets.justia.com/docket/pennsylvania/pamdce/4:2017cv00303/110706
https://www.pacermonitor.com/public/case/2099 ... _View_Solutions
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
File a complaint with the Colorado AG also: http://www.stopfraudcolorado.gov/about-consumer-protection/report-fraud