I think this might be a recorded young lady. I answered the call and immediately she started going into her discussion of lowering my credit card interest (don't have a credit card) and how it will save me thousands of dollars. If you try to interrupt her, she stops then keeps going. I told her to take my name off her list and I wasn't interested. That's when she said she needed to ask a few questions. Major red flag people. I think they are looking for you to answer "yes" so they can scam you into a contract.